1. Credit Foundation
Hlau Hloov (T / T):
Nws yog credit credit, thiab kev sib pauv yog nyob ntawm qhov kev sib tw ntawm tus yuav thiab tus muag khoom. Lub txhab nyiaj tsuas ua raws li kev sib tham nruab nrab rau kev hloov chaw ntawm cov nyiaj thiab tsis xav tias lub luag haujlwm lav kev lav.
Credit (L / C):
Nws yog credit bank. Lub txhab nyiaj tau muab cov lus cog tseg rau tus muag khoom nrog nws tus kheej credit. Txawm hais tias tus yuav khoom lag luam, lub txhab nyiaj tseem yuav tau them nyiaj them thaum cov ntaub ntawv ua tsis tiav.
2. Cov Pheej Yig
Hlau Hloov (T / T):
Tus Muag Khoom Yuav Muaj Kev Nyuaj Siab: Thaum Post-T / T (Nyiaj Txiag Ntawm Kev Xa Khoom), Tus Muag Khoom yuav tsum ris qhov pheej hmoo ntawm tus neeg yuav khoom ntawm kev them nyiaj lossis ncua sijhawm.
Cov neeg yuav khoom yuav: Yog tias Pre-T / T (Puv them tas nrho ua ntej) yog siv, tus neeg yuav khoom yuav raug rau qhov kev pheej hmoo ntawm tus neeg muag khoom.
Credit (L / C):
Kev pheej hmoo qis: Lub tsev txhab nyiaj koom nrog kev lav tau, ntev npaum li tus muag khoom xa cov ntaub ntawv hauv txoj cai, thiab tus neeg yuav khoom, thiab lwm yam kev pheej hmoo ntawm kev tsis kam them yog Bank.
3. Cov Nqi thiab Cov Nqi
Hlau Hloov (T / T):
Tus nqi yog tsawg, feem ntau {0}}}}}}}% ntawm tus nqi pauv, nrog rau cov nqi hauv txhab nyiaj thiab cov nqi hauv txhab nyiaj. Txawm li cas los xij, cov nqi loj yuav txo tus nqi tiag tiag vim kev txiav tawm ntawm cov nqi hauv txhab nyiaj nruab nrab.
Credit (L / C):
Tus nqi yog qhov siab, thiab tus nqi them tuaj yeem ncav 2% {% ntawm tus nqi qhib, suav tus nqi qhib, tus nqi ceeb toom thiab daim ntawv pov thawj kev kuaj mob thiab cov ntawv tso cai
4. Cov txheej txheem ntawm cov txheej txheem ua haujlwm
Hlau Hloov (T / T):
Cov txheej txheem yooj yim, tsuas yog tus yuav yuav tau xa cov lus qhia them nyiaj los ntawm txhab nyiaj, thiab cov nyiaj tau los txog sai sai (feem ntau} ua haujlwm hauv daim ntawv pov thawj.
Credit (L / C):
Cov txheej txheem nyuaj, thiab kev coj ua tsis zoo thiab kev coj ua rau cov ntawv sau ua ntaub ntawv (UCP600) yuav tsum ua nruj ua raws. Cov txheej txheem suav nrog:
1. Tus neeg yuav khoom siv rau L / C thiab them nyiaj rau qhov tso nyiaj.
2. Tus neeg muag khoom yuav xa cov khoom lag luam thiab xa cov ntaub ntawv (xws li cov nqi ntawm cov pob, cov cai tuav pov hwm, thiab lwm yam) raws li qhov xav tau los ntawm L / C.
3. It takes about 15-30 days for the bank to check whether the documents are "consistent in documents and only consistent".
5. Thov cov xwm txheej
Hlau Hloov (T / T):
• Kev koom tes ntev ntev thiab ntseeg cov neeg yuav khoom siab.
• Cov ntawv xaj me thiab nruab nrab lossis cov kev ua lag luam thaum muaj xwm ceev.
• Cov teb chaws muaj xoob sib pauv tswj (xws li European cov chaw ua lag luam).
Credit (L / C):
• Cov neeg yuav khoom thiab cov muag khoom ntawm cov kev sib txuas lus loj lossis kev sib koom ua ntej.
Cheeb Tsam muaj kev pheej hmoo siab (piv txwv li Africa, Middle East) lossis kev lag luam nrog cov ntaub ntawv nruj ua kom (piv txwv li cov khoom lag luam).
• Cov xwm txheej uas xav tau nyiaj pab txhawb (xws li kev thov rau ib daim ntawv qiv nyiaj uas tau los ntawm tsab ntawv qiv nyiaj).
6. Lwm qhov sib txawv tseem ceeb
Cov ntaub ntawv ua:
• Hloov cov hlau tsis xav tau kev xa tawm ntawm cov ntaub ntawv ua lag luam, tsuas yog cov ntaub ntawv account.
• Cov tub ntxhais ntawm tsab ntawv qiv nyiaj yog daim ntawv, thiab lub txhab nyiaj tsuas yog xyuas cov ntaub ntawv, uas tsis muaj ib yam dab tsi ua rau cov khoom siv tiag tiag.
Yooj taus:
• Kev hloov ntaub hlau yog txhawb los ntawm kev teeb tsa (piv txwv li 30% ua ntej +70% nyob rau hauv tshuav).
• Cov nqe lus ntawm Tsab Ntawv Lej-credit yog tsau, thiab kev hloov kho yuav tsum sib tham txog ob tog neeg thiab tus nqi kho yuav tsum tau them.
Suav
Xaiv Hlau Hloov: Haum rau cov lag luam nrog lub hauv paus ntawm kev ntseeg siab, tus nqi me me, lossis lub sijhawm rhiab.
Xaiv tsab ntawv ntawm credit: Haum rau kev pheej hmoo siab, cov xaj loj lossis cov kev txiav txim siab loj lossis cov xwm txheej yuav tsum muaj daim ntawv pom zoo bank credit.
Hauv kev xyaum, ib txoj kev them nyiaj hybrid (piv txwv li "T / T ua ntej + L sib npaug") tuaj yeem ua ke sib xyaw ua ke thiab tus nqi.
